Welcome to Echelon insurance

Commercial Premises Liability

Reducing risk is a key component to running a successful business in Canada, and that means taking a closer look, and digging a little deeper to understand the true nuances of your business operations. While some risk mitigation efforts seem obvious, others may fly under the radar. As a leading Specialty insurer, Echelon has the knowledge and expertise in loss prevention to help Brokers and customers know which questions to ask and what to look for in order to run their businesses as safely and effectively as possible.

Flyer showing a slip, trip, and fall checklist

Slips, trips, and falls

Slip, trip, and fall incidents are a primary premises liability exposure for businesses. Many of these incidents can be traced back to deficient housekeeping and improper maintenance. Customers who are especially prone to injuries include the elderly and those who have consumed alcoholic beverages. Ensuring a safe environment for employees, customers, and other visitors needs to be a top priority, both inside the building and out. Having a checklist nearby that outlines best practices to mitigate slip, trip, and fall risks that may not always be top of mind, can help.
Download our slips, trips, and falls best practices list!

Flyer showing premises security best practices including electronic security system

Premises security

Another area that needs to be top of mind when preparing a loss prevention strategy is premises security. Whether it’s a restaurant you run, a hotel you own, a warehouse you manage, or another type of commercial business – people are likely coming in and out on a daily basis.

A proactive and comprehensive premises security strategy helps to ensure the safety of the property, employees, and customers. In addition to outside culprits, deceitful employees may be involved in the theft of business-owned property.

Download our premises security best practices lists!

 Flyer presenting the Inspection, testing, and maintenance intervals for sprinkler systems.

Sprinkler Systems: Inspection, testing, and maintenance intervals

Sprinkler systems seem like a no-brainer when it comes to protecting your commercial property. If a fire occurs, a strong sprinkler system is your first line of defense to prevent or limit the extent of the resulting damage. What may not always be top of mind, is the proper and regular inspection, testing, and maintenance of the sprinkler system. Whether you’re a Broker looking to support your customers’ loss prevention strategies, or a business owner looking to improve your risk mitigation efforts, this guide to proper sprinkler system maintenance can help.

The readiness of a sprinkler system to respond in an emergency is a direct result of inspection, testing, and maintenance (ITM) procedures. Sprinkler system ITM procedures should be performed by qualified contractors, who will certify the system and provide a list of deficiencies, where applicable. All ITM procedures should be conducted in accordance with NFPA 25 – Standard for the Inspection, Testing, and Maintenance of Water-Based Fire Protection Systems (NFPA 25). An overview of these requirements can be found in the guide below. Please note that this is just an overview of the requirements and not an exhaustive list. For a full list of requirements, please refer to NFPA 25.

Download our sprinkler system inspection, testing, and maintenance guide!