Welcome to Echelon insurance
Commercial Property and Casualty
This product is available in these regions:
- AlbertaBritish ColumbiaNew BrunswickNova Scotia
- OntarioPrince Edward IslandQuebec
Commercial Property and Casualty Insurance
Echelon offers a range of industry-leading commercial property and casualty coverages to help protect your business from all angles. We provide the property coverage that you’d expect to protect your building and its contents, as well as liability, crime, and business interruption coverage, all designed to keep you operating seamlessly. Whether you’re a start-up or a well-established operation, Echelon has a policy fit for you. With our experienced Broker partners, we’re working to simplify insurance – so that you can focus on what you do best, whatever business you’re in!
Who We Insure
At Echelon, we underwrite risks individually. This means that we work closely with our Broker partners to gain an in-depth understanding of your business history, industry, and the risks that you may face. Many of our customers operate across the following industries:
- Construction and contracting
- Retail and wholesale
- Services and hospitality
- Real estate
Our Commercial property coverages protect for your building and physical assets from losses due to a range of perils. With coverage from Echelon, your business is protected from damage due to fire, storm, hail or a number of other damaging weather events. You’re also covered from loss due to vandalism or malicious acts. Your Broker or agent can recommend the appropriate commercial property coverage to protect the business that you’ve worked so hard to build, and Echelon can package the custom coverage that you need.
Liability Insurance provides you with protection in the event your business is found legally liable for injuries caused to persons or damage to property, including damage caused by your products.
Included in your commercial liability insurance policy:
- Bodily Injury
- Property Damage
- Personal Injury including slander or libel
- Medical Expenses
Additional coverages are available. For more details on your specific needs, contact an Echelon Insurance Broker near you.
Boiler and Machinery
This coverage can protect you if your business’s boiler cracks, a motor fail after bearings seize, a cooler of food spoils because of an electrical malfunction, or a computer shorts out causing lost production. Speak to your insurance Broker about including optional boiler coverage in your insurance policy. Choose from Basic, Broad, or Comprehensive coverage.
Under this option, it is possible to insure nearly everything mechanical and electrical in small to mid-sized businesses, whether tenanted or owner-occupied. This coverage protects the kind of electronic equipment that businesses depend upon most, such as telephone systems, computers, photocopiers, and more. Coverage is also included on equipment used to provide human comfort or services in a building, such as boilers, hot water tanks, and air conditioning equipment.
To top it off, our Comprehensive package also includes spoilage coverage. Loss of the insured’s perishable goods that spoil as a result of a breakdown is covered by the policy limit, subject to the terms, conditions, and exclusions of the policy.
Essential coverage for loss of income and employee wages in the event that an incident suspends your normal business activities. With business interruption coverage, you’ll have peace of mind that your business will be able to withstand an insured loss, such as fire or extensive water damage. Speak to your Echelon insurance Broker to determine what coverage is right for your business.
Data Compromise Coverage
At Echelon, we understand that the digital climate is changing and a threat to your business can happen in an instant or at the click of a mouse. Data breaches can happen to any company, and not properly addressing them can result in the loss of customers, revenues and trust in your company. To help protect your businesses and reputation, Echelon is pleased to offer Data Compromise coverage to eligible commercial property owners. This coverage can help cover the cost of expenses that your business could be responsible for in the event of a privacy breach. For more information on this coverage, contact your Broker today.