Welcome to Echelon insurance

Echelon offers a range of industry-leading commercial property and casualty coverages to help protect your business from all angles. We provide the property coverage that you’d expect to protect your building and its contents, as well as liability, crime, and business interruption coverage, all designed to keep you operating seamlessly. Whether you’re a start-up or a well-established operation, Echelon has a policy fit for you. With our experienced Broker partners, we’re working to simplify insurance – so that you can focus on what you do best, whatever business you’re in!

Our Commercial property coverages protect for your building and physical assets from losses due to a range of perils. With coverage from Echelon, your business is protected from damage due to fire, storm, hail or a number of other damaging weather events. You’re also covered from loss due to vandalism or malicious acts. Your Broker or agent can recommend the appropriate commercial property coverage to protect the business that you’ve worked so hard to build, and Echelon can package the custom coverage that you need.

This coverage can protect you if your business’s boiler cracks, a motor fail after bearings seize, a cooler of food spoils because of an electrical malfunction, or a computer shorts out causing lost production. Speak to your insurance Broker about including optional boiler coverage in your insurance policy. Choose from Basic, Broad, or Comprehensive coverage.

Under this option, it is possible to insure nearly everything mechanical and electrical in small to mid-sized businesses, whether tenanted or owner-occupied. This coverage protects the kind of electronic equipment that businesses depend upon most, such as telephone systems, computers, photocopiers, and more. Coverage is also included on equipment used to provide human comfort or services in a building, such as boilers, hot water tanks, and air conditioning equipment.

To top it off, our Comprehensive package also includes spoilage coverage. Loss of the insured’s perishable goods that spoil as a result of a breakdown is covered by the policy limit, subject to the terms, conditions, and exclusions of the policy.

Essential coverage for loss of income and employee wages in the event that an incident suspends your normal business activities. With business interruption coverage, you’ll have peace of mind that your business will be able to withstand an insured loss, such as fire or extensive water damage. Speak to your Echelon insurance Broker to determine what coverage is right for your business.

Commercial building owners may not realize they are responsible for the underground water and sewer piping from the street to their building, including its maintenance and repair. Total costs for repairs that may include excavation and damaged outdoor property can be significant and are not often covered by other insurance policies. Commercial building owners’ insurance policies may exclude the most common causes of a service line failure leaving them exposed to repairs that can easily cost thousands, damage their property, and interrupt their tenant’s business while repairs are made.

As an optional addition to your Commercial Property policy, Service Line Coverage protects you from losses due to damage or failure of these underground exterior service lines. This includes costs related to repairing or replacing the covered service line, excavation, outdoor property, business interruption, and more.

Cyber Suite 2.0 is a comprehensive cyber insurance solution designed to help protect businesses against a full range of evolving cyber threats and cybercrime incidents. From a virus impacting customers and cyber extortion to identify theft, cybercrime can take many shapes.

With Cyber Suite 2.0, insureds will have comprehensive coverage as well as access to a suite of resources to help protect their business. These resources include training modules on best practices, risk management tools, and resources for pre- and post-breach events and data recovery.