Our Commercial property coverages protect for your building and physical assets from losses due to a range of perils. With coverage from Echelon, your business is protected from damage due to fire, storm, hail or a number of other damaging weather events. You’re also covered from loss due to vandalism, or malicious acts. Your broker or agent can recommend the appropriate commercial property coverage to protect the business that you’ve worked so hard to build, and Echelon can package the custom coverage that you need.
Liability Insurance provides you with protection in the event your business is found legally liable for injuries caused to persons, or damage to property, including damage caused by your products.
Included in your commercial liability insurance policy:
- Bodily Injury
- Property Damage
- Personal Injury including slander or libel
- Medical Expenses
Additional coverages are available. For more details on your specific needs; contact an Echelon Insurance broker near you.
Under this option it is possible to insure nearly everything mechanical and electrical in small to mid-sized businesses, whether tenanted or owner occupied. This coverage protects the kind of electronic equipment that businesses depend upon most, such as telephone systems, computers, photocopiers, and more. Coverage is also included on equipment used to provide human comfort or services in a building, such boilers, hot water tanks, and air conditioning equipment. To top it off, our Comprehensive package also includes spoilage coverage. Loss of the insured’s perishable goods that spoil as a result of a breakdown is covered to the policy limit, subject to the terms, conditions and exclusions of the policy.
This option includes the coverages noted in our Comprehensive package, with the exception of Electronic Equipment and Spoilage Coverage. This option is appropriate for those businesses without Electronic Equipment or Spoilage exposures, subject to the terms, conditions and exclusions of the policy.
Our basic package excludes coverage for Air Conditioning and Refrigeration Equipment, Electronic Equipment, and Spoilage. This option is appropriate for businesses that do not have any of the aforementioned exposures, subject to the terms, conditions and exclusions of the policy.
WHO WE INSURE
At Echelon, we underwrite risks individually. This means that we work closely with our broker partners to gain an in-depth understanding of your business history, industry, and the risks that you may be faced with.
Many of our customers operate across the following industries:
- Construction and Contracting
- Retail and Wholesale
- Services and Hospitality
- Real Estate