Business Owner’s Value Pak

Commercial Insurance Products

The buildings and contents of your business are automatically protected on an all risks basis from direct loss or damage for replacement cost, including such perils as:

  • fire
  • explosion
  • impact by aircraft or land vehicles
  • lightning damage to electrical appliances
  • riot, vandalism and malicious acts
  • smoke damage or leakage from fire-protection equipment
  • windstorm or hail
  • rupture of heating or plumbing systems

Your business is automatically covered for damage to:

  • glass
  • outdoor signs
  • electronic data processing equipment, such as cash registers and computers

Automatic liability protection:

Also, your SB Value Pak automatically includes $1 million in commercial general liability insurance in case you are found legally responsible for bodily injuries or property damage suffered by a third party. This limit can be increased.


Your SB Value Pak includes protection from robbery and employee theft.

Equipment Breakdown:

Your SB Value Pak includes protection for equipment breakdown.

This product is available in these regions:

  • Alberta
  • British Columbia
  • Ontario