The buildings and contents of your business are automatically protected on an all risks basis from direct loss or damage for replacement cost, including such perils as:
- impact by aircraft or land vehicles
- lightning damage to electrical appliances
- riot, vandalism and malicious acts
- smoke damage or leakage from fire-protection equipment
- windstorm or hail
- rupture of heating or plumbing systems
Your business is automatically covered for damage to:
- outdoor signs
- electronic data processing equipment, such as cash registers and computers
Automatic liability protection:
Also, your SB Value Pak automatically includes $1 million in commercial general liability insurance in case you are found legally responsible for bodily injuries or property damage suffered by a third party. This limit can be increased.
Your SB Value Pak includes protection from robbery and employee theft.
Your SB Value Pak includes protection for equipment breakdown.